The Thought Police : Jingjing and Chacha

meet jingjing and chacha they are watching you to determine the suitability of this website for your viewing....

But for our purposes I am going to be using Jingjing and Chacha to determine the suitability of your portfolio postions. What is suitability?

Suitability:
When your broker recommends that you buy or sell a particular security, your broker must have a reasonable basis for believing that the recommendation is suitable for you. In making this assessment, your broker must consider your risk tolerance, other security holdings, financial situation (income and net worth), financial needs, and investment objectives.(SEC.GOV)

Suitability should be one of the most significant factors in your investment decisions. As you all know I practice what is called a customer centered philosophy of investing ,treating you as a unique individual ,no cookie cutter financil planning here. You need to make investment decisions based first and formost on what best suits you as a unique individual, not what best suits the firm,broker or your peers .